Low Cost Bankruptcy MN
When times are tough, the number of bankruptcy attorneys seem to increase proportionately to how bad economic circumstances get. Unfortunately, this is not good news for everyday men, women and couples who need to file bankruptcy.
Here are some things to watch for when choosing a bankruptcy lawyer:
1. Make Sure He Or She IS A Bankruptcy Attorney
While it’s true that any licensed attorney can technically handle your bankruptcy, do you really want to use a lawyer who hasn’t filed many bankruptcies?
We’re talking number of bankruptcies filed, not the number of years practicing law.
You should ask what percentage of the attorney’s practice is and how many bankruptcies he or she has actually filed.
That said, you have to be careful of what is commonly referred to as a “bankruptcy mill.” This is a practice that focuses primarily on the number of filings they can do a month, not so much on their clients. If more than 30 filings are being handled at once, that’s a pretty good sign of a mill.
Another red flag is if a “bankruptcy attorney” is advertising a bunch of other services as well, chances are he or she is not a bankruptcy specialist.
Today, social media is a great way to verify how good a practitioner really is … look at a large number of reviews (they can be faked) to get a feeling of how others have faired.
2. Make Sure He Or She Is Current On The Latest Bankruptcy Code Changes
There are a lot of codes and conditions in order to file bankruptcy (that’s why there are bankruptcy attorneys).
It is almost impossible for a lay person to learn all of these, and it is critical for a successful bankruptcy that your petition is done properly.
3. Don’t Be Just A Number
There are actually two things to be concerned with.
First, make sure the bankruptcy practitioner you hire is the person who will be handling your case. While it is pretty typical for a paralegal to do a lot of the paperwork and info gathering, you still want the person you hire to review and finalize your filing. Don’t hire someone who is just going to pass you down to a less-experienced or attorney-in-training.
4. Follow Your Gut
Here’s the thing … sometimes you like people, sometimes you don’t. While you can certainly get a good bankruptcy from someone you consider rude, arrogant, and a jerk, why do it? Life’s too short, look for someone else.
5. Low Price Vs. Value
Unfortunately, the old adage that “you get what you pay for” is just as true for bankruptcy lawyers as for other things. It’s unfortunate because if you need to file bankruptcy in the first place you probably can’t afford to pay a lot for an attorney.
However, this is not a place you want to simply take the lowest price … this is the time to find good value. It may cost you a little more than what you’d like, but, later, when any issues arise about your financial situation, you will sleep a lot better if you know you chose wisely.
Bottom line … do your homework using the above factors, compare your findings, look for positive reviews by others, and follow your gut when you choose a Minnesota bankruptcy attorney for your low cost bankruptcy in MN .
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